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'Several reasons' for opting for whole life insurance

July 22, 2010

People searching for cover have been advised of some of the reasons why they may wish to opt for a whole life insurance policy.

Greg Jackson of the Healthy Financial Habits website stated that with whole life insurance, customers never have to worry about outliving their policy.

"Many people choose whole life policies because they can actually benefit from their policy prior to death and it never expires," he explained.

Mr Jackson stated that such cover tends to be more expensive than term life insurance, but has the benefit of accumulating a cash value that can be borrowed against if required.

He advised that it is always good to have some form of life insurance, rather than leaving family members to pay for burial costs and other expenses in the event of death.

Earlier this week, Investing Answers commentator John Persinos stated that whole life insurance policies steadily build up cash value over time.

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